1922 $20 Gold Certificate Fr#1187 Speelman/White Very Good 25

1922 $20 Gold Certificate, cataloged as Fr#1187, bearing the signatures of Speelman and White. This note represents a classic piece of early 20th-century U.S. currency, issued during the era when paper money was backed by gold. Gold Certificates remain highly collectible due to their historical significance and association with the United States' gold-backed monetary system—a strong addition to any U.S. large-size currency collection. Graded Very Good 25 (VG 25), the note shows moderate circulation consistent with its grade, including visible wear, folds, and handling. Despite this, the note retains solid structure with no major distractions, making it a desirable and affordable example for collectors of large-size currency.